Loan Payment Calculator
Estimate your monthly payment, total interest, and total cost in seconds. Everything runs in your browser — no sign-up, no data sent anywhere.
Estimated monthly payment
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- Total principal
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- Total interest
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- Total paid
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Please enter valid, positive numbers.
How the monthly payment is calculated
This tool uses the standard amortizing-loan formula. Your monthly payment is fixed, but early payments go mostly to interest and later payments mostly to principal. Read the full loan payment guide to understand the math, or compare options on our best lenders page.